Karakuram Cooperative Bank Limited (KCBL) Jobs 2026 - Advisor / Transformation Lead
Lead KCBL's Transformation into a Scheduled Bank Regulated by SBP | Gilgit-Baltistan
CONTRACT: 1 YEAR EXTENDABLE | LOCATION: GILGITKarakuram Cooperative Bank Limited (KCBL), Gilgit-Baltistan has announced a high-level career opportunity for highly accomplished banking professionals. KCBL invites applications for the position of Advisor / Transformation Lead (Under Board Mandate) on a contractual basis.
This position has been created under the mandate of the Board of Directors (BOD) to lead KCBL's institutional transformation and prepare the Bank for transition into a Scheduled Bank regulated by the State Bank of Pakistan (SBP).
Advisor / Transformation Lead
Gilgit, Gilgit-Baltistan
25-09-2026
🎯 Key Responsibilities
The successful candidate will, under the direction and oversight of the Board of Directors:
- Lead KCBL's SBP licensing / scheduling process, including regulatory readiness, inspections and remediation of SBP observations.
- Serve as the principal interface with SBP and other relevant regulatory authorities.
- Strengthen corporate governance, Board committees, internal controls and regulatory reporting as per SBP requirements.
- Lead operational restructuring and process re-engineering across Head Office and branches.
- Establish & strengthen Risk Management, Compliance, Internal Audit, AML/CFT and ERM frameworks.
- Drive IT & digital transformation, including core banking system modernization, cybersecurity, disaster recovery & MIS.
- Lead HR & organizational transformation, change management, culture shift and leadership development.
- Improve asset quality, recoveries, capital planning, financial sustainability and profitability.
- Develop and implement a comprehensive transformation roadmap.
✅ Eligibility & Experience Required
- 20+ years of senior-level Central banking experience with strong track record in leadership and institutional transformation.
- Experience as Commercial Bank CEO, Deputy CEO, Group Head Compliance/Risk, Advisor on transformation or equivalent senior position in SBP / regulatory institution.
- Proven experience in SBP regulatory matters - commercial bank licensing/scheduling, SBP & SECP remediation, banking transformation & restructuring.
- Strong understanding of SBP PRs, Advances/Credits, Prudential regulations, governance, risk, compliance, Audits, Taxation, SECP matters.
- Proven ability to lead complex change management and engage with regulators, Boards, Federal & Provincial Government stakeholders.
- High standards of integrity, professionalism, independence and credibility.
- Must meet SBP Fit & Proper Criteria and all regulatory requirements.
💼 Appointment & Compensation
The Advisor / Transformation Lead will report directly to the Board of Directors and will exercise delegated executive powers as approved by the Board, without assuming the statutory office of CEO.
Compensation: Competitive remuneration commensurate with qualifications, experience and market standards.
📝 How to Apply
Interested and eligible candidates are invited to submit their updated CV/resume along with a covering letter outlining their relevant experience to:
📧 Email: hr@kcb.com.pk , Iftikhardar4@gmail.com
📍 Address: Karakuram Cooperative Bank Ltd Head Office near General Bus Stand, Main Shahara-e-Quaid-e-Azam, Jutial Gilgit
📞 Phone: 05811-457972, 05811-457523 | Cell/Whatsapp: 03129700850
⏰ Last Date: 25-09-2026
Note: Only shortlisted candidates will be contacted. Appointment subject to due diligence, verification of credentials and SBP regulatory requirements. KCBL reserves the right to accept/reject any application or cancel the recruitment process.
