Zarai Taraqiati Bank Limited (ZTBL), a ‘AAA’ rated renowned specialized financial institution with a wide network of over 500 Branches all across Pakistan, is inviting applications from energetic and challenge-oriented professionals for senior management positions.
ZTBL Jobs 2026 – Available Positions
| Sr No | Position Title | Grade | No. of Positions |
|---|---|---|---|
| 1 | Head Credit Policy | SVP-I / SVP | 01 |
| 2 | Credit Operation | VP-I / VP | 01 |
1. Head Credit Policy SVP-I/SVP – Job Description
Experience: Minimum 10-years relevant experience. Preference will be given to candidates having experience of agriculture credit.
Qualification: Minimum Bachelor degree from HEC recognized Institute/University (National/ International).
Job Responsibilities:
1. Formulate, review, and update the Bank’s Credit Policy and Credit Manual to ensure robust risk management frameworks and sound lending practices.
2. Develop and implement accessible agricultural credit policies and tailored delivery mechanisms to effectively serve the farming community.
3. Manage the annual account closing process with a specific focus on credit portfolio accuracy, provisioning, and compliance.
4. Prepare and submit the department’s annual financial budget, estimates, manpower plans, and all required regulatory statements.
5. Review, address, and coordinate the resolution of all observations raised in internal and external audit reports pertaining to the credit department.
6. Supervise the performance of all credit schemes and products.
7. Authorize and issue instructional circulars and guidance letters to ensure consistent implementation and compliance by field staff.
8. Monitor and evaluate the performance of digital credit initiatives, including the E-Credit Scheme and PLRA Project operations. This encompasses the online verification of loan documents, generation of land records (Fard), and the automated creation of charges across Punjab Province.
9. Foster and maintain effective liaison with key stakeholders, including Federal and Provincial Governments, the State Bank of Pakistan (SBP), Punjab Land Record Authority (PLRA), Punjab Information Technology Board (PITB), and other public/private organizations to enhance the efficiency of the credit delivery ecosystem.
10. Any other task assigned by the management.
2. Credit Operation VP-I/VP – Job Description
Experience: Minimum 10-years relevant experience. Preference will be given to candidates having experience of agriculture credit.
Qualification: Minimum Bachelor degree from HEC recognized Institute/University (National/ International).
Job Responsibilities:
1. Prepare, implement, and monitor the Bank’s annual credit plan. This involves a comprehensive assessment of credit demand, regional performance, geographical potential, and absorption capacity, with a strategic focus on small farmer coverage, priority sectors, and poverty alleviation programs.
2. Analyze and monitor regional disbursement performance, providing targeted support and guidance to ensure the achievement of established disbursement targets.
3. Conduct ongoing monitoring and evaluation of all operational credit schemes to ensure alignment with strategic objectives and operational efficiency.
4. Manage the registration and approval of tractor manufacturers, suppliers, and models according to Bank policy, and disseminate the official list to all field offices.
5. Implement all agricultural lending policies and directives issued by the Board of Directors (BOD), State Bank of Pakistan (SBP), and Government of Pakistan (GOP).
6. Address and resolve complaints, applications, and references received from the public and through official channels, including the Prime Minister’s Secretariat, SBP, Federal Ministries, Provincial Departments, and the Ombudsman (Wafaqi Mohtasib).
7. Prepare quarterly markup subsidy claims for the PM-Kissan Package – 2022 and submit them to the State Bank of Pakistan following thorough vetting by the audit division.
8. Monitor the collection and repayment performance for accounts within the 1-89 Days Past Due (DPD) bracket. Ensure the timely dissemination of Collection Management Information System (MIS) reports at set frequencies to enable effective monitoring at all organizational levels.
9. Any other task assigned by the management.
Eligibility / Ineligibility Criteria – ZTBL Jobs 2026
1. Age Limit: Maximum age limit 50-Years as on closing date to apply.
2. Salary: Market competitive remuneration will be offered.
3. Equal Opportunity: ZTBL is an equal opportunity employer, females and PWDs are encouraged to apply.
4. Shortlisting: Only short-listed candidates will be called for interview. No TA/DA shall be admissible for interviews.
5. How to Apply: Interested candidates may apply online through website: https://www.ztbl.com.pk/jobs till 28th June, 2026. Only online submission of application within due date will be accepted.
6. Bank Rights: The Bank reserves the right to accept or reject any application(s) without assigning any reason(s) thereof.
7. Ineligibility: Applicant dismissed, removed or terminated by previous employer(s) on disciplinary grounds is not eligible to apply.
8. Ineligibility: Applicant convicted by any court of law is not eligible to apply.
ZTBL Jobs 2026 – Important Dates & Information
Last Date to Apply Online: 28th June, 2026
Apply Link: www.ztbl.com.pk/jobs
Total Positions: 02 (01 Head Credit Policy + 01 Credit Operation)
Location: ZTBL Head Office, Islamabad
Experience Required: Minimum 10 Years
Age Limit: Max 50 Years
Contact Information
For any related query, please contact Head (Recruitment & Selection), ZTBL, Head Office, Islamabad
Phone: 051-9252724
PID(I)10049-D/25
📢 Apply online before 28th June 2026 at ZTBL official website. Only shortlisted candidates will be called for interview.
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