Zarai Taraqiati Bank Limited (ZTBL), Pakistan’s leading specialized financial institution in the agriculture sector, has opened its doors to fresh talent with the announcement of 300 vacancies for the position of Officer Grade-III/MCO. This nationwide recruitment drive is a golden opportunity for graduates—especially those with an agriculture background—to begin a career in banking with a purpose.
🏦 About ZTBL
ZTBL is a ‘AAA’-rated institution with a robust network of over 500 branches spread across Pakistan, including Azad Jammu & Kashmir and Gilgit-Baltistan. As a specialized bank, ZTBL plays a pivotal role in supporting the agricultural economy by offering financial services tailored to farmers, agribusinesses, and rural communities. The bank’s mission is not just commercial—it’s developmental, aiming to uplift Pakistan’s backbone: agriculture.
📋 Position Overview: Officer Grade-III/MCO
- Position Title: Officer Grade-III / Mobile Credit Officer (MCO)
- Number of Vacancies: 300
- Location: All across Pakistan, including AJK and GB
- Age Limit: Maximum 28 years (as of closing date)
This role is designed for energetic, confident, and result-oriented individuals who are ready to take on the challenge of field-based banking. MCOs are the frontline representatives of ZTBL, responsible for credit disbursement, client engagement, and agricultural financing outreach.
🎓 Eligibility Criteria
ZTBL has set clear academic and ethical standards for applicants:
- Minimum Qualification: 16 years of education (Bachelor’s degree). Preference will be given to graduates in Agriculture.
- Academic Performance:
- CGPA system: Minimum 2.5 out of 4.0 or 3.5 out of 5.0
- Percentage system: Minimum 60% marks
- Nationality: Only Pakistani citizens are eligible. Dual nationality holders cannot apply.
- Character Requirements:
- Applicants with criminal records or those terminated from previous organizations are ineligible.
- Integrity and discipline are non-negotiable.
🧾 Application Process
ZTBL has partnered with the National Institute of Banking and Finance Pakistan (NIBAF-P) to manage the recruitment process. Here’s how to apply:
Online Application:
Visit www.nibaf.sbp.org.pk/career.html and submit your application before December 31, 2025.Fee Submission:
After applying, you’ll receive a confirmation email with a fee voucher (Rs. 500/-). Deposit this fee at designated bank branches.Document Dispatch:
Send the paid fee voucher and printout of the confirmation email via postal mail to:
Examination Division, National Institute of Banking and Finance Pakistan, M.T. Khan Road, Karachi–74200Admit Card:
Candidates who complete the above steps will receive their admit cards via email. These will specify the test venue and date.Written Test & Interview:
Shortlisted candidates will undergo a written test followed by a panel interview. No TA/DA will be provided.
📌 Important Instructions
- Appointments will follow ZTBL’s internal HR rules.
- Selected candidates may be posted at any branch nationwide.
- ZTBL offers a competitive salary package and career growth opportunities.
- Applications submitted by hand will not be accepted.
- Regularly check the NIBAF website for updates and announcements.
📞 Contact for Queries
For assistance, candidates may reach out via:
📱 Phone: 021-111-427-477
📧 Email: recruitment@ibp.org.pk
🌱 Why This Opportunity Matters
This recruitment is more than just a job offer—it’s a chance to contribute to Pakistan’s agricultural development. As an MCO, you’ll be directly involved in empowering farmers, facilitating rural credit, and supporting sustainable agriculture. For graduates in agriculture, this is a rare opportunity to apply your academic knowledge in a practical, impactful setting.
ZTBL’s commitment to merit, transparency, and equal opportunity ensures that deserving candidates from all regions have a fair shot. Whether you’re from Punjab’s heartland, Sindh’s plains, Balochistan’s rugged terrain, or the mountainous north, ZTBL is looking for passionate individuals ready to serve.
🧠 Final Thoughts
If you’re a graduate with a drive to make a difference, ZTBL’s Officer Grade-III/MCO position offers a meaningful career path. With structured training, field exposure, and a mission-driven role, this is your chance to grow professionally while contributing to national progress.
Apply now, prepare well, and step into a career that blends banking with purpose.